Motor Truck Cargo: Things to Know in 2021 Motor truck cargo insurance is important for any trucker or cargo transportation business owner to have. It protects drivers from liability for losses and damages in the event of an accident or theft, along with a number of other hazards. For-hire truckers, including freight forwarders, couriers, and home movers, are required in many states to carry motor truck cargo insurance to mitigate the risks associated with transporting high-volume and high-value goods. In recent years, the trucking industry has undergone major changes in terms of the way it operates and amount of demand. Read on for more on what you need to know about motor truck cargo insurance and the trucking industry in 2021....