Considerations for Choosing Commercial Insurance Coverage Commercial insurance coverage is critical for any business. Assets and employees need to be protected. Without coverage, businesses are exposed to a range of serious issues. There are various types of coverage, and some are more relevant to specific industries than others. Consider the following when outfitting your business with commercial insurance coverage....
Liquor Liability Insurance Coverage: FAQs Selling, manufacturing, and serving alcohol can bring about a certain amount of risk for any business. Intoxicated people can cause serious property damage and/or bodily injury to themselves or other people. It is essential that businesses that handle alcohol in any way have comprehensive liquor liability coverage to protect themselves from financial responsibility should an incident occur. Read on for FAQs associated with liquor liability insurance coverage....
5 Tips for Choosing Insurance for Your Nonprofit Organization Choosing insurance for your nonprofit organization can seem like a daunting task. There are many things you need to consider when choosing the right insurance products to safeguard your organization against liability, such as number of employees, geographical location, and whether you work with volunteers. An accident can happen any time, and it can cost your business thousands if you do not have comprehensive nonprofit insurance protection. Read on for five tips for choosing insurance products for your nonprofit organization....
Motor Truck Cargo vs. Motor Truck General Liability Motor truck cargo and motor truck general liability coverages are important for anyone in the cargo transportation field. More and more companies are requiring insurance protection for their drivers in order to prevent liability for potential losses. Transporting cargo of any value or volume involves a lot of risk that can be managed with comprehensive insurance. Read on for more about the differences between motor truck cargo and motor truck general liability insurance and determining which one you need....
Motor Truck Cargo: Things to Know in 2021 Motor truck cargo insurance is important for any trucker or cargo transportation business owner to have. It protects drivers from liability for losses and damages in the event of an accident or theft, along with a number of other hazards. For-hire truckers, including freight forwarders, couriers, and home movers, are required in many states to carry motor truck cargo insurance to mitigate the risks associated with transporting high-volume and high-value goods. In recent years, the trucking industry has undergone major changes in terms of the way it operates and amount of demand. Read on for more on what you need to know about motor truck cargo insurance and the trucking industry in 2021....
Safeguarding Cargo Against Winter Trucking Hazards Winter weather brings with it an array of trucking hazards. Shorter daylight hours, icy roads, malfunctioning temperature-regulation equipment, and mechanical failures associated with freezing temperatures are all cause for extra caution when it comes to motor truck cargo. Fortunately, there are some...
5 Considerations to Better Protect Your Motor Truck Cargo During this Holiday Season Winter weather brings with it extra hazards that must be considered for safe motor truck cargo travel. Roads become icy, snow and sleet are unpredictable, and cargo may be affected by freezing temperatures. Driving a large...
What Kind of Insurance Do Trucking Owner-Operators Need? Anyone who owns a trucking business as an owner-operator is certainly familiar with the amount of risk involved with traveling cargo. Anything can happen on the road. A single accident can cause tens of thousands of dollars in damage that can...
Motor Truck Cargo Insurance: FAQs What is Motor Truck Cargo Insurance? Motor truck cargo insurance is insurance coverage for cargo during transit via truck. It is critical for truck drivers transporting expensive cargo, as they can be held liable for damages and losses. Insurance policies protect against third-party claims...